01
Processor reconciliation
Every CCBill / Segpay / Epoch transaction matched to bank deposit. Reserves + chargebacks tracked.
Multi-currency · processor reconciliation · tax filings Bookkeeping & Tax
Bookkeeping & Tax
for Adult Businesses
Most accountants drop you the moment they see "adult content" on your client onboarding form. We don’t. CCBill / Segpay / Epoch reconciliation, multi-entity consolidation (Estonia + Wyoming + Cyprus is common), VAT / GST / sales tax across regions, year-end filings, audit-ready books. 35+ adult-tech clients on retainer.
35+
Adult-tech clients on retainer
$1k+
Starting monthly retainer
4
Currencies + jurisdictions handled
0
Clients audited and lost
TL;DR
Adult-tech founders need an accountant who: (1) won’t drop them when they see the word "adult", (2) understands CCBill / Segpay / Epoch reconciliation (these processors have wildly different reporting formats), (3) can consolidate across multiple entities (Estonia for IP, Wyoming for ops, Cyprus for tax efficiency is a common combo), (4) knows the VAT / GST / sales-tax rules for digital adult content in each region you sell to. We do all four. 35+ clients on retainer, starting $1k/month for a simple single-entity bookkeeping setup, $4k+ for multi-entity consolidations.
What this actually is
Accounting that understands adult-tech specifics
Standard bookkeeping for an SaaS company is a solved problem. Stripe webhooks → QuickBooks → monthly P&L → year-end tax filing. Adult-tech is different on every step. Processors: CCBill / Segpay / Epoch / Verotel each export reconciliation files in different formats, with different hold-back rules (reserves, chargebacks, refunds), different payout schedules. None of them integrate with QuickBooks natively. Entities: most adult-tech founders we work with run 2-4 entities (IP holding in Estonia or BVI, operating company in Wyoming or Cyprus, payroll vehicle in their home jurisdiction). Consolidation across them is a manual project every month.
Tax: digital adult content has VAT in the EU (Marketplace Place rules), GST in Australia, sales tax in some US states (varies by state), and is a higher-rate VAT category in some jurisdictions (the UK treats some adult digital services as standard-rate even when similar mainstream services are exempt). Getting this wrong is expensive — back VAT in the EU can be 5+ years of liability.
We handle the whole thing. Monthly: reconcile every processor, post journal entries, run multi-entity consolidation, produce P&L + cash flow + balance sheet by entity and consolidated. Quarterly: VAT / GST returns where applicable. Annual: corporate income tax filings in each entity’s jurisdiction, audit-ready books for investor due-diligence. Plus ad-hoc: capital raise prep, founder personal tax overlap, transfer pricing documentation for inter-entity transactions.
Who hires us for this
- AI companion app founders — CCBill + Segpay + crypto reconciliation, multi-entity (typical: Estonia + Wyoming)
- Creator-platform founders — Massive creator payouts to manage, 1099 forms, tax withholding compliance
- NSFW SaaS founders — Subscription revenue recognition (SaaS rev rec rules apply), multi-region VAT
- Cam / live-stream platforms — Real-time tipping revenue, model payouts, complex 1099 / W-8BEN handling
- Adult content publishers — Affiliate payout reconciliation, traffic-based revenue, ad network reporting
Why founders pick NSFW Coders for this
- Adult-friendly from day one — No "we don’t do adult clients" surprise after onboarding fees are paid
- CCBill / Segpay / Epoch parsers — Built our own reconciliation tooling for each processor. Cuts bookkeeping time 70%
- Multi-entity by default — Most adult founders run 2-4 entities. We consolidate them every month
- VAT / GST / sales tax expertise — Adult digital services have specific rules in most jurisdictions. We know them
- Audit-ready always — Investor due-diligence ready any month. We document everything as we go
What you get
What lands in your accounting dashboard every month
Real reports you can audit. Not vague "monthly bookkeeping completed".
02
P&L by entity + consolidated
Monthly P&L per legal entity + consolidated group P&L. Variance vs budget where applicable.
03
Cash flow + balance sheet
Monthly cash flow statement, balance sheet, AR aging, AP schedule per entity.
04
Creator / affiliate payout register
Every payout categorised, tax withholding tracked, 1099 / W-8BEN compliance verified.
05
VAT / GST / sales tax register
Sales by jurisdiction with the correct tax treatment applied. Ready for quarterly filing.
06
Inter-entity transfer pricing
Loan / license / service charge documentation between entities. Arm’s length compliance.
07
Investor-ready financials
Monthly close packs formatted for VC / acquirer due-diligence. No mad scrambles before a raise.
08
Year-end + corporate tax filings
CT / corporate income tax returns prepared and filed in each entity’s jurisdiction.
How we onboard
Books current within 21 days of kickoff
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01
Discovery + onboarding
NDA. Map your entities, processors, banks, prior accountant work. List what we’ll inherit. 3-5 days.
02
Historical catch-up
Reconcile and post the last 3-12 months. Usually finds errors prior accountant missed. 7-14 days.
03
Process setup
Wire processor APIs, bank feeds, payout systems into our reconciliation tooling. 3-5 days.
04
First monthly close
Run our first monthly close on real data. Review with you. Adjust process. 5-7 days.
05
Ongoing monthly cadence
Monthly close completed by 15th of following month. Quarterly tax filings. Annual returns.
Transparent pricing
Fixed quote, no surprise invoices
Pick the closest fit. We adjust scope, not invoice.
Single Entity
$1,000/mo
simple SaaS-style adult business
- 1 entity, 1 currency
- 2 processors (e.g. CCBill + crypto)
- Monthly close + P&L + balance sheet
- Quarterly VAT / GST if applicable
- Annual corporate tax filing
Multi-Entity
$4,000/mo
2-4 entities, multi-currency
- All single entity features
- Multi-entity consolidation
- Inter-entity transfer pricing
- Multi-jurisdiction VAT / GST / sales tax
- Investor-ready monthly close packs
- Creator / affiliate payout register
Outsourced Finance
$8k+/mo
5+ entities, audit-ready, fundraising
- All multi-entity features
- Dedicated controller
- Capital raise prep + data room support
- Audit liaison if you’re audited
- Transfer pricing documentation
- Founder personal tax overlap
Pair this with
Services that stack with this one
Most founders we work with hire two or three of these together. The handoffs between them are how we hit our timelines.
Adult Business Registration
The entity setup — pick the right structure, then we keep the books on it.
See the page →Payment Processor Approval
Processor setup first, then we reconcile its outputs every month.
See the page →NSFW Business Consulting
Strategic advisory. Bookkeeping is one piece of the financial picture.
See the page →Affiliate Network Setup
Affiliate payouts are a major reconciliation surface. We handle both.
See the page →Moderation & Compliance
Compliance + financial records often required by the same regulators.
See the page →FAQ
Questions we get every week
Will you actually take adult-tech clients?
Yes — that’s our specialty. We’ve had 35+ adult-tech clients on retainer in the last 12 months. Most mainstream firms either drop adult clients during onboarding or hide it on internal records and stop accepting work after the first invoice. We onboard openly, our partners know, our regulators know, no surprises later.
Why is CCBill / Segpay reconciliation so painful?
Each processor reports differently. CCBill exports CSV with one row per "membership event" (signup, rebill, refund, chargeback, etc) that you need to aggregate into journal entries. Segpay reports in their own schema with separate files for sales, refunds, and chargebacks. Epoch reports include reserve hold-backs that don’t match the deposit total. We built parsers for all three so the reconciliation runs automatically each month.
How much does bookkeeping for an adult business cost?
Single Entity (1 entity, 2 processors, monthly close + tax): $1,000/month. Multi-Entity (2-4 entities with consolidation): $4,000/month. Outsourced Finance (5+ entities, dedicated controller, audit-ready): $8,000+/month. Historical catch-up (cleaning up prior accountant’s books) is billed separately, usually $2-5k flat.
What about VAT / GST / sales tax across regions?
Adult digital content is a higher-VAT category in several EU states (Germany 19%, France 20%, UK 20%) but exempt in some (Ireland for B2B). Australia GST applies to digital sales to AU consumers over a $75k AUD threshold. US sales tax varies by state — some apply digital services tax (Washington, South Dakota), most don’t. We file your quarterly returns in each applicable region and keep the registration current.
Do you handle creator / affiliate payouts and 1099s?
Yes. For US creators / affiliates we file 1099-NEC by January 31 each year. For non-US recipients we collect W-8BEN before first payout and apply correct withholding (typically 30% unless a tax treaty applies). For EU creators we collect VAT numbers and apply reverse-charge where appropriate. All this is documented in the monthly close pack.
Can you handle multi-entity consolidation?
Yes — most adult-tech founders we work with run 2-4 entities. Common structure: Estonian OÜ for IP holding, Wyoming LLC for US ops, Cyprus Ltd for EU sales, founder-personal-vehicle for payroll. We consolidate the group P&L monthly, document inter-entity transfer pricing (license fees, service charges), and reconcile inter-company loans.
What if I get audited?
You hand the auditor our monthly close packs. Every transaction has its source document attached, every journal entry is documented, every tax position is supported. Auditors love it. None of our 35 retained clients have lost an audit in the last 18 months — most close in 2-4 weeks with no enforcement action because the records are clean.
Will you sign an NDA?
Always. NDA before discovery, formal engagement letter before any data access.
Get adult-tech bookkeeping that won’t ghost you
Free 30-min onboarding call. NDA + engagement letter before any data shared. Reply under 4 hours.
Get bookkeeping quote